annalights.blogg.se - Transunion credit freeze prompts reddit

#Transunion credit freeze prompts reddit mod
#Transunion credit freeze prompts reddit verification
#Transunion credit freeze prompts reddit license

You'll be required to give certain information to verify your identity. You can check the status of your security freeze through your myEquifax account as well.

Online, by creating a myEquifax account.

You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. I'm 18 and don't have a credit card or any of that just yet, so I have no idea what to do.Placing, lifting and removing a security freeze is free. I'd rather not have the credit freeze with TransUnion if I am not able to lift it. I was asked for a pin, but I didn't have one because, again, my account isn't made so now I have to wait since I'm redirected to an agent. Right now, I'm currently waiting to get in contact with another agent to unfreeze my credit, but if they need my bank statement, I won't be able to provide it because my bank account is currently shut down. It sounded like she was giving me steps on how I would unfreeze my credit by mail but I'm not sure. She told me she would put that in the system and then proceeded to tell me other things that I couldn't pick up over the phone. It seemed she couldn't do anything but she asked what I needed and I said I needed a credit freeze. I called the phone number they provided and I got in touch with an agent.

#Transunion credit freeze prompts reddit verification

But I attempted to make an account with TransUnion today and I was unable to make the account because of an identity verification issue. I didn't try with the other credit bureaus because it was a pain to make the accounts.

#Transunion credit freeze prompts reddit license

A month ago I placed a credit freeze with Experian because of a SMS phishing attack where I gave away my bank information, SSN, and driver's license information. My account was also shut down, removing all of my bank statements. Naturally, I called my bank to dispute those charges and to get my card replaced. Hi Redditors! I could really use some advice right now.Įarlier today I found that I had some suspicious charges on my debit card. If they are not keeping the appropriate and legal paperwork, they are not allowed to list that account on your reports.Įnjoy the Wiki? Join the community in our main reddit! They are required to keep records that allow them to list that negative information on your report. As much as credit card companies, loan companies, banks or debt collectors can tarnish your credit and financial freedom with a single keystroke, the USA has laws for the consumer - YOU! As much as a car repo company wants to list a $8000 debt on your report it is your legal right to challenge the validity of that debt and the bureaus themselves.

#Transunion credit freeze prompts reddit mod

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